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JESICHA'S HOPE ATHENEAUM
where wisdom and hope come together for better decisions

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  • Jesicha's Hope has no commercial activities related to medical products
  • Jesicha's Hope has no medical facilities
  • Jesicha's Hope does not sell a product or service for medical purposes or conditions
  • Jesicha's Hope does not provide medical information; it is solely a support and resource site.







Financial Help

Financial Help For Treatments

Most treatments that work, truly work, are not covered by insurance. Why, you ask. Simply, politics is the answer, a good treatment, that works, takes millions of dollars out of the money making cancer industry; the FDA listens to the corporations, money talks. Our welfare, is just not top priority, you are told you are but reality rather than wishful thinking dictates the top priority is profit. So, insurance companies insure only what they are told to insure; non-invasive treatments are not included on the is list. Either we go with treatments, we know are dangerous, but the insurance companies pay for or we go with treatments that will work without harming us and pay for them in some other way. Most of us do not have a large bank account so we will not pay for treatments with cash; medical financing is the answer. Don't be quick to discount this option, your life is important. Too often we will quickly finance a car for more than the treatment but hesitate on financing medical treatment. Isn't your life, or your loved ones life more important than a car? Don't deny life to yourself or loved one, bringing the cost of living to zero, for the sake of the cost of a car.

The cost of treatment will depend on the condition of the patient; what clinic and protocols the doctor chooses. Typically the cost can be near 20,000 to 30,000, covering the stay, medical equipment, medication, in house treatments and after home care. Some treatments that may be stand alone or administrated at home may be less. Home treatments or self administered treatments have a cost of roughly about 17,000 to 20,000. What we want you to understand is the typical patient is in third to forth stage, having had some traditional treatments before arriving. As soon as you decide what treatment you desire, and you have talked with a doctor through consultation, visit the links below, determine what is the best way to finance the treatment; then concentrate on the treatment. Remember these costs are general from what we have heard and many of our clients have experienced.

 

Financial links:

Unsecured Loans:

These loans are probably the best method of getting loans.  Most people find getting an unsecured loan will help them get what they want for treatment or supplements or pay deductibles, letting the fear of not affording it alleviated.

Lending Club - a great site that is easy to work with

Borrowers First - excellent company to deal with

Best Egg  - unsecure lending made easy

 

Medical Loans:

Med Loan Finance : More approval, and options, good or bad credit, competitive rates, no interest options Many clients have used this company.

My Medical Loan: Easy loan process and options; they have a no patient left behind policy that gets loans for even those that cannot find a loan elsewhere.

Med Choice Financing: Open ended financing, works like a revolving credit card with low monthly payment option.

American Benefit Credit : Highest approval rating, most affordable medical loans and patient financing programs. 

Selling Life Insurance Policy

LIBI - Licensed Life Settlement Brokers: Did you know your life insurance could can be sold so you can save your life? This is one of the most highly reputable companies; getting you decent cash for what you need when you need it.

As we discover and review more financial companies we will let you know.

Financial Aid for Travel and Everyday Bills

We know while you are having treatment, whether conventional or alternative cancer treatments, other expenses take a hard hit.  Most of us loss our savings accounts while we cannot work or expenses for care increase.  Conventional treatments are very expensive, with or without insurance our savings are quickly depleted. One more reason why good proven alternative cancer treatments are a better choice; no side effects and the cost is less than one month of chemo.

There are places to turn when you have problems meeting your bills, rent, mortgage, utilities and food.  If you need to go to treatment and you have no money to fly to the treatment or you need some where to stay when you get there; there are organizations that will help you.

The following organizations are designed to assist you in coping with your situation. We are in no way affiliated with these organizations.

  • CancerFAC.org

    CFAC is a coalition of financial assistance organizations joining forces to help cancer patients experience better health and well-being by limiting financial challenges. You can search for specific types of assistance as well as resources available for specific types of cancer.

  • CancerCare.org

    CancerCare is a national nonprofit, 501(c)(3) organization that provides free, professional support services to anyone affected by cancer: people with cancer, caregivers, children, loved ones, and the bereaved. CancerCare programs—including counseling and support groups, education, financial assistance and practical help—are provided by professional oncology social workers and are completely free of charge.

  • TheChainFund.com

    TheChainFund.com provides financial assistance to cancer patients in areas such as mortgage, rent, utilities, prescriptions, insurance and special foods needs. Funds are made available to qualified applicants and paid directly to the appropriate vendors.

  • BenefitsCheckUp.org

    Developed and maintained by The National Council on Aging (NCOA), BenefitsCheckUp is the nation's most comprehensive Web-based service to screen for benefits programs for seniors with limited income and resources. BenefitsCheckUp includes more than 2,000 public and private benefits for things such as prescription drugs, financial assistance, legal assistance, health care and more.

  • CancerCareCoPay.org

    The CancerCare Co-Payment Assistance Foundation provides eligible individuals with up to $10,000 per year in co-payment assistance. They currently offer this program to people affected by breast cancer, colon or colorectal cancer, glioblastoma, head and neck cancer, non-small cell lung cancer, pancreatic cancer, and renal cell cancer.

  • CoPays.org

    The Patient Advocate Foundation (PAF) Co-Pay Relief Program (CPR) currently provides direct financial support to insured patients, including Medicare Part D beneficiaries, who must financially and medically qualify to access pharmaceutical co-payment assistance. The program offers personal service to all patients through the use of call counselors; personally guiding patients through the enrollment process.

  • NeedyMeds.org

    NeedyMeds.org’s mission is to help people who cannot afford medicine or health care costs. On their site you can find information about free or discounted medication programs, free or low cost clinics and camps and scholarship programs. They also offer a discount drug card that can provide significant savings on your prescriptions (also available as an IPhone App).

  • PPARX.org

    The Partnership for Prescription Assistance helps qualifying patients without prescription drug coverage get the medicines they need for free or nearly free. Their mission is to increase awareness of patient assistance programs and boost enrollment of those who are eligible. They offer a single point of access to more than 475 public and private programs, including nearly 200 offered by pharmaceutical companies

singlemothersgrants.org

Financial assistance programs that help single mothers with rent, utility bills, child care, education, medication, housing, medical bills, and mortgage, among others.

 

  • AirCharityNetwork.org

    AirCharityNetwork.org provides people in need with access to free air transportation to specialized health care facilities or distant destinations due to family, community or national crisis.

    AirCareAll.org

    The Air Care Alliance is a nationwide league of humanitarian flying organizations whose volunteer pilot members are dedicated to community service. AirCareAll.org will introduce you to all the groups listed whose volunteers perform public benefit flying for health care and patient transport. By clicking the Listings button on the site, you can find volunteer pilots or an aviation charitable group near you.  

    MiracleFlights.org

    Miracle Flights for Kids flies children who are struggling with serious cancers or debilitating diseases to specialized medical treatment centers across the U.S. Any child needing medical treatment or seeking out a second opinion not available in their own home town is eligible to apply for a miracle mission at MiracleFlights.org.

    CorpAngelNetwork.org

    Corporate Angel Network helps to ease the emotional stress, physical discomfort and financial burden of travel for cancer patients by arranging free flights to treatment centers, using the empty seats on corporate aircraft flying on routine business. Eligibility to participate in our program is open to all cancer patients, bone marrow donors, and bone marrow recipients who are ambulatory and not in need of medical support while traveling and is not based on financial need.

    JoesHouse.org

    Joe's House is an online lodging resource for cancer patients and their loved ones. Finding a place to stay near hospitals and cancer treatment centers across the country is easy at JoesHouse.org, which lists thousands of options for lodging. Details on each lodging facility such as distance to hospitals, how to make a reservation, qualifications for stays, rates and amenities can be found on the site. Users may search by city or by healthcare facility. For those without Internet access, there is a toll free line at 877-JOESHOU (877-563-7468).

    Before you travel

    When you travel know that you can get home to your doctors or back to the US if you travel abroad. Prepardness is essential.

    Medical Transport by professional angel medical staff when you travel over 200 miles from home.